:root{
  --st-page:#f6f3ec;--st-leaf:#fffdf8;--st-panel:#efe9dd;--st-ink:#17181b;--st-muted:#6b6a63;
  --st-rule:#d8d2c4;--st-red:#a3231d;--st-green:#14524a;--st-amber:#8a6d1f;--st-soft:#f1ece1;
  --st-mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  --st-serif:Georgia,'Iowan Old Style','Times New Roman',serif;
  --st-face:system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --st-radius:0px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--st-page);color:var(--st-ink);font-family:var(--st-face);font-size:16px;line-height:1.62}
a{color:var(--st-red)}
h1,h2,h3{font-family:var(--st-serif);line-height:1.16;margin:0 0 .4em;font-weight:600}
h1{font-size:2.05rem;letter-spacing:-.01em}
h2{font-size:1.28rem;margin-top:1.7em;padding-bottom:.24em;border-bottom:2px solid var(--st-ink)}
h3{font-size:1.03rem;margin-top:1.1em}
p{margin:.6em 0}
b,strong{font-weight:700}
code{font-family:var(--st-mono);font-size:.86em;background:var(--st-soft);border:1px solid var(--st-rule);padding:.05em .3em;color:var(--st-green)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:8px;top:8px;background:var(--st-leaf);padding:6px 10px;z-index:20;border:1px solid var(--st-rule)}
.top{background:var(--st-leaf);border-bottom:2px solid var(--st-ink)}
.bar-inner{max-width:1020px;margin:0 auto;padding:13px 20px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.brandmark{color:var(--st-ink);text-decoration:none;font-family:var(--st-mono);font-weight:700;font-size:1rem;display:flex;align-items:center;gap:8px;letter-spacing:-.02em}
.mark{color:var(--st-red);font-size:.9em}
.status-tag{font-family:var(--st-mono);font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--st-red);border:1px solid var(--st-rule);padding:2px 8px}
.menu{display:flex;gap:15px;flex-wrap:wrap;margin-left:auto}
.menu a{color:var(--st-muted);text-decoration:none;font-size:.84rem;padding:4px 2px;border-bottom:2px solid transparent}
.menu a:hover{color:var(--st-ink)}
.menu a[aria-current=page]{color:var(--st-ink);border-bottom-color:var(--st-red)}
.btn{display:inline-block;background:var(--st-red);color:#fff;text-decoration:none;font-weight:700;padding:9px 15px;font-size:.8rem;font-family:var(--st-mono);letter-spacing:.01em}
.btn:hover{background:#8c1c17}
.ghost{display:inline-block;color:var(--st-red);text-decoration:none;border:1px solid var(--st-red);background:transparent;padding:9px 13px;font-size:.8rem}
.wrap{max-width:1020px;margin:0 auto;padding:0 20px 42px}
.linehead{padding:26px 0 8px}
.crumb{font-family:var(--st-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--st-muted);margin-bottom:10px}
.head-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:24px;align-items:start}
@media(max-width:720px){.head-grid{grid-template-columns:1fr}}
.eyebrow{font-family:var(--st-mono);font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:var(--st-amber);margin-bottom:6px}
.linehead .lede{font-size:1.02rem;color:#3d3b34}
.hero-cta{margin-top:12px;display:flex;gap:10px;flex-wrap:wrap}
.specrail{border:1px solid var(--st-rule);border-top:3px solid var(--st-ink);background:var(--st-leaf);padding:13px 15px}
.specrail strong{display:block;font-family:var(--st-mono);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:var(--st-muted);margin-bottom:8px}
.specrail dl{display:grid;grid-template-columns:1fr auto;gap:4px 12px;margin:0;font-size:.81rem}
.specrail dt{color:var(--st-muted)}
.specrail dd{margin:0;font-family:var(--st-mono);text-align:right;color:var(--st-red)}
main{background:var(--st-leaf);border:1px solid var(--st-rule);box-shadow:0 1px 0 var(--st-rule),0 14px 30px -26px rgba(23,24,27,.5);padding:22px 24px 30px}
.keystrip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:6px 0}
@media(max-width:720px){.keystrip{grid-template-columns:1fr}}
.ks{border:1px solid var(--st-rule);background:var(--st-soft);padding:11px 12px;font-size:.83rem;border-top:3px solid var(--st-amber)}
.ks b{display:block;font-family:var(--st-mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--st-muted);margin-bottom:4px}
.disclosure{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;border:1px dashed var(--st-red);background:#fbf0ee;padding:12px 14px;margin:14px 0;font-size:.81rem}
.tag{font-family:var(--st-mono);font-size:.62rem;letter-spacing:.1em;text-transform:uppercase;padding:2px 8px;background:var(--st-soft);color:var(--st-muted);border:1px solid var(--st-rule)}
.tag-money{background:#f6e0dd;color:var(--st-red);border-color:#e3b9b4}
.answer{border:1px solid var(--st-rule);border-left:5px solid var(--st-green);background:#eef4f1;padding:12px 14px;margin:6px 0 14px}
.answer b{font-family:var(--st-mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--st-green);display:block;margin-bottom:4px}
.answer p{margin:0}
.note{border-left:4px solid var(--st-amber);background:#f7f1e0;padding:10px 12px;font-size:.81rem;color:#574a24;margin:14px 0}
.calc{border:1px solid var(--st-ink);background:#fbf8f1;color:#26251f;font-family:var(--st-mono);font-size:.75rem;line-height:1.72;padding:13px 15px;margin:14px 0;white-space:pre-wrap;overflow-x:auto}
.calc b{color:var(--st-red)}
.calc .res{color:var(--st-green);font-weight:700}
table{border-collapse:collapse;width:100%;margin:14px 0;font-size:.81rem}
caption{caption-side:top;text-align:left;font-family:var(--st-mono);font-size:.64rem;letter-spacing:.07em;text-transform:uppercase;color:var(--st-muted);padding-bottom:6px}
th,td{border:1px solid var(--st-rule);padding:6px 9px;text-align:left;vertical-align:top}
thead th{background:var(--st-soft);font-family:var(--st-mono);font-size:.64rem;letter-spacing:.05em;text-transform:uppercase;color:var(--st-muted)}
tfoot td{background:#eef4f1;font-weight:700}
td.num,th.num{text-align:right;font-family:var(--st-mono)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(212px,1fr));gap:12px;margin:14px 0}
.card{border:1px solid var(--st-rule);background:var(--st-leaf);padding:12px 13px;border-top:3px solid var(--st-red)}
.card-top{font-family:var(--st-mono);font-size:.61rem;letter-spacing:.1em;text-transform:uppercase;color:var(--st-red);margin-bottom:4px}
.card p{margin:.3em 0;font-size:.81rem}
.card-spec{display:grid;grid-template-columns:1fr auto;gap:2px 10px;margin:8px 0 0;font-size:.75rem}
.card-spec dt{color:var(--st-muted)}
.card-spec dd{margin:0;font-family:var(--st-mono);text-align:right}
.checks ul{margin:.4em 0;padding-left:1.2em}
.checks li{margin:.25em 0;font-size:.85rem}
.steps ol{margin:.4em 0;padding-left:1.3em}
.steps li{margin:.3em 0;font-size:.85rem}
.tallies{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:14px 0}
.tally{border:1px solid var(--st-rule);background:var(--st-leaf);padding:10px;border-bottom:3px solid var(--st-green)}
.t-num{font-family:var(--st-mono);font-size:1.18rem;font-weight:700;display:block}
.t-lab{font-size:.72rem;color:var(--st-muted)}
.entries{display:grid;gap:8px;margin:12px 0}
.entry{border:1px solid var(--st-rule);padding:9px 11px;font-size:.82rem;background:var(--st-leaf)}
.myths{display:grid;gap:10px;margin:12px 0}
.myth{border:1px solid var(--st-rule);padding:10px 12px;background:var(--st-leaf)}
.myth p{margin:.35em 0;font-size:.84rem}
.verdict{font-family:var(--st-mono);font-size:.61rem;letter-spacing:.1em;text-transform:uppercase;padding:2px 8px;display:inline-block;border:1px solid currentColor}
.verdict.false{color:var(--st-red)}
.verdict.partly{color:var(--st-amber)}
.verdict.true{color:var(--st-green)}
.qstrip{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:10px;margin:12px 0}
.qcell{border:1px solid var(--st-rule);padding:9px 11px;font-size:.81rem;background:var(--st-leaf);border-left:3px solid var(--st-red)}
.faq .qa{display:grid;grid-template-columns:auto 1fr;gap:10px;border-top:1px solid var(--st-rule);padding:10px 0}
.faq .qa:first-of-type{border-top:0}
.ref{font-family:var(--st-mono);font-size:.66rem;color:var(--st-muted)}
.navlinks{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px;margin:14px 0}
.navlink{display:block;border:1px solid var(--st-rule);padding:10px 12px;text-decoration:none;background:var(--st-leaf)}
.navlink b{display:block;color:var(--st-red)}
.navlink span{font-size:.77rem;color:var(--st-muted)}
.footer{max-width:1020px;margin:0 auto;padding:26px 20px 42px;font-size:.79rem;color:var(--st-muted)}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:22px}
@media(max-width:720px){.foot-grid{grid-template-columns:1fr}}
.foot-grid strong{display:block;font-family:var(--st-mono);font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--st-ink);margin-bottom:6px}
.foot-grid a{display:block;text-decoration:none;color:var(--st-red);padding:1px 0}
.fine{margin-top:18px;font-size:.73rem;color:var(--st-muted);border-top:1px solid var(--st-rule);padding-top:12px}

/* Signature component 1 - the statement strip. The subject printed the way a bank prints it: a row
   per charge, with the descriptor in monospace, the amount in a column, and a status flag. */
.stmt{border:1px solid var(--st-ink);background:var(--st-leaf);margin:16px 0}
.stmt-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;padding:10px 14px;background:var(--st-ink);color:#f6f3ec}
.stmt-head b{font-family:var(--st-mono);font-size:.92rem;letter-spacing:-.02em}
.stmt-head span{font-family:var(--st-mono);font-size:.64rem;color:#c9c4b8}
.stmt-cols,.stmt-row{display:grid;grid-template-columns:74px 1fr 96px 92px;gap:10px;padding:7px 14px}
@media(max-width:620px){.stmt-cols,.stmt-row{grid-template-columns:64px 1fr 84px}.stmt-cell-st{display:none}}
.stmt-cols{border-bottom:2px solid var(--st-ink);font-family:var(--st-mono);font-size:.6rem;letter-spacing:.08em;text-transform:uppercase;color:var(--st-muted)}
.stmt-row{border-top:1px solid var(--st-rule);font-size:.82rem;align-items:baseline}
.stmt-dt{font-family:var(--st-mono);color:var(--st-muted)}
.stmt-desc{font-family:var(--st-mono);letter-spacing:-.01em}
.stmt-desc mark{background:#f7e6e3;color:var(--st-red);padding:0 2px}
.stmt-desc em{color:var(--st-green);font-style:normal}
.stmt-amt{font-family:var(--st-mono);text-align:right}
.stmt-st{font-family:var(--st-mono);font-size:.62rem;letter-spacing:.06em;text-transform:uppercase;color:var(--st-amber)}
.stmt-st.ok{color:var(--st-green)}
.stmt-foot{padding:9px 14px;border-top:2px solid var(--st-ink);font-family:var(--st-mono);font-size:.66rem;color:var(--st-muted)}

/* Signature component 2 - the descriptor dictionary. The string is not a name; it is a grammar. Each
   fragment inside the printed line is one entry, and each entry is what it actually identifies. */
.dict{border:1px solid var(--st-rule);background:var(--st-soft);margin:16px 0}
.dict-head{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;padding:10px 14px;border-bottom:1px solid var(--st-rule)}
.dict-head b{font-family:var(--st-mono);font-size:.9rem}
.dict-head span{font-family:var(--st-mono);font-size:.64rem;color:var(--st-muted)}
.dict-row{display:grid;grid-template-columns:150px 1fr;gap:12px;padding:8px 14px;border-top:1px solid var(--st-rule);align-items:baseline}
@media(max-width:620px){.dict-row{grid-template-columns:1fr}}
.dict-frag{font-family:var(--st-mono);font-size:.78rem;color:var(--st-red)}
.dict-frag em{color:var(--st-muted);font-style:normal}
.dict-mean{font-size:.82rem}
.dict-foot{padding:9px 14px;border-top:1px solid var(--st-rule);font-family:var(--st-mono);font-size:.66rem;color:var(--st-muted)}